Terms and Conditions

These Terms & Conditions ("Terms") govern your access to and use of the website at www.anaptyss.com and its content (the "Site"), operated by Anaptyss Inc. ("Anaptyss," "we," "us," or "our"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Relationship to other agreements

These Terms apply to your use of the Site only. They do not govern the provision of any Anaptyss product, platform, or managed service (for example ANA, CovenAce, Index AI, ALFA, or Fluent), which is provided solely under a separate written agreement, such as a master services agreement, order form, or subscription terms. In the event of a conflict between these Terms and such an agreement regarding the services, that agreement controls for the services.

2. Eligibility and permitted use

The Site is intended for business and professional use by individuals who are at least 18 years old and able to form a binding contract. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and view the Site for your internal informational and business-evaluation purposes.

3. Intellectual property

The Site and its content, including text, graphics, logos, images, videos, whitepapers, and software, are owned by or licensed to Anaptyss and are protected by intellectual property laws. "Anaptyss," "ANA," "CovenAce," "Index AI," "ALFA," "Fluent," "Factum," "Digital Knowledge Operations," "DKO," "PrAIxis," and related names and logos are trademarks or service marks of Anaptyss [confirm full mark list and ™/® status]. Nothing in these Terms grants you any right to use them without our prior written consent.

You may view and print Site content for your own internal, non-commercial reference, provided you keep all proprietary notices intact. You may not otherwise copy, reproduce, republish, distribute, modify, or create derivative works from the Site without our prior written permission.

4. Acceptable use

You agree not to:

• Use the Site in any unlawful manner or in violation of these Terms.
• Attempt to gain unauthorized access to the Site, its servers, or connected systems.
• Introduce malware or interfere with the operation, security, or integrity of the Site.
• Scrape, harvest, or use automated means to extract data except as expressly permitted.
• Use Site content or contact information to send unsolicited communications.
• Misrepresent your identity or affiliation, or infringe the rights of others.

5. Submissions and feedback

If you submit information through forms, downloads, or other channels, you confirm it is accurate and that you are entitled to provide it. Personal information you submit is handled under our Privacy Policy. If you send us feedback, ideas, or suggestions, you grant Anaptyss a non-exclusive, royalty-free, worldwide, perpetual license to use them without restriction or obligation to you.

6. Third-party links and content

The Site may contain links to third-party websites, tools, or content that we do not control. We provide these for convenience only and do not endorse or assume responsibility for them. Your use of third-party resources is at your own risk and subject to their terms.

7. Informational content, not professional advice

Content on the Site, including insights, whitepapers, and materials about risk, compliance, lending, and financial operations, is provided for general informational purposes only. It does not constitute legal, regulatory, financial, investment, accounting, or other professional advice, and it should not be relied upon as such. You should obtain appropriate professional advice for your specific circumstances before acting.

8. Forward-looking and product statements

Descriptions of our products, capabilities, roadmaps, and outcomes are for general information and may change without notice. They do not form part of any contract, are not commitments or guarantees of specific results, and actual features and results may differ.

9. Disclaimer of warranties

The Site and its content are provided "as is" and "as available," without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and availability. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

10. Limitation of liability

To the maximum extent permitted by law, Anaptyss and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or relating to your use of, or inability to use, the Site, even if advised of the possibility of such damages. To the extent liability cannot be excluded, our total aggregate liability relating to the Site is limited to one hundred US dollars (USD 100) [confirm cap with Legal]. Nothing in these Terms limits liability that cannot be limited under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Anaptyss and its affiliates from any claims, liabilities, damages, and expenses (including reasonable legal fees) arising out of your misuse of the Site or your breach of these Terms or applicable law.

12. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we handle personal information.

13. Governing law and dispute resolution

These Terms are governed by the laws of the State of Georgia, USA, without regard to its conflict-of-laws principles. You agree that the state and federal courts located in Georgia will have exclusive jurisdiction over any dispute arising out of or relating to the Site or these Terms, and you consent to their jurisdiction and venue [confirm whether Anaptyss prefers courts or binding arbitration].

14. Changes to these Terms

We may update these Terms from time to time. Changes take effect when posted, and the "Last updated" date above reflects the latest version. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

15. Suspension and termination

We may suspend or restrict access to the Site, in whole or in part, at any time and without notice, including where we believe use violates these Terms or applicable law.

16. General

• Severability: If any provision is held unenforceable, the remaining provisions remain in effect.
• Waiver: Our failure to enforce any provision is not a waiver of it.
• Assignment: You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets.
• Entire Agreement: These Terms, together with the Privacy Policy, are the entire agreement between you and Anaptyss regarding the Site.
• Force Majeure: We are not liable for delays or failures caused by events beyond our reasonable control.

17. Contact us

Anaptyss Inc.
221 Roswell Street, Suite 200, Alpharetta, GA 30009, USA
Email: info@anaptyss.com
Toll-free: +1-844-239-3580